Imagine life as a hallway. You’ve been walking down it for so long that you have no idea where you started. Finally, you see ahead the end of the hall with two doors. One door is blue and the other is red.
The blue door represents proactive planning. This door invites people who recognize the frailty of human life, the high cost of care and the complexity of our society. It represents a path in which its travelers organize their affairs to protect their assets, themselves and their families before a crisis occurs. The blue door is long term care insurance, testamentary trusts for the benefit of a spouse, wealth replacement planning, powers of attorney and solid financial planning.